In North Carolina today (2021), the average cost of care in a skilled facility is $8000 a month. Medicare usually covers only 2% of long-term care costs. A carefully designed Long-term Care plan can supplement your projected retirement income or completely cover the cost of an illness.

We offer a discounted plan for NCBA members and spouses, and work with firms to implement group coverage. Misty Smith is our long-term care insurance specialist, working with NCBA members through Lawyers Insurance Agency since 2003. 

To receive cost information complete the Request for Illustration form and fax or email it to Misty.

Contact Misty with any questions.

Misty Smith 


Misty B. Smith, CLU, ChFC

Long-term Care Specialist
4509 Creedmoor Road, Suite 201
Raleigh, NC 27612
Mobile 919-280-1693   |   Fax 919-550-1678